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*1. Effects of Dhan Yoga:***
Dhan means wealth, both material and intellectual.
Yoga literally means “combination or addition”.
When some planets in any birth chart are combined or placed in mutually gainful manners of high order, the combination produces a status that grants opportunity and capacity to generate and hold much wealth.
Under such situation these combinations of planets are called Dhana Yoga.
Moon plays a key role in the accumulation of wealth but this alone is not enough.
The company of and support from other benefic planets to Moon is extremely important.
These include the favorable association of Jupiter, Mercury and Venus with Moon and their combination with each other in various ways.
Thus there can be several such combinations forming various forms of Dhana yoga.
*2. **How the yoga forms & which houses are involved in your birth chart in its formation:***
There are various types of Dhana yoga possible.
In your birth chart, you have two such yoga-s but they are not very strong or effective due to several afflictions.
In the first Dhana yoga_, you have Saturn and Venus being involved in exchange of signs/houses while Venus is the lord of Libra, the 5^th house from ascendant Gemini and Saturn is the lord of 9^th house from ascendant.
However this yoga is highly spoilt due to the following reasons.
Venus is quite weak and quite inauspicious and has nearly zero digbala (directional strength), quite negative.
Venus gets the adverse aspect of Mars and is very ill placed at the center of the nodal axis.
Saturn is ill plced in 6:8 locations from Sun and in 2:12 locations from Mars.
Second house from Saturn is occupied by Mars and Ketu while the 12^th house from Saturn is aspected by Sun.
In D9 chart Saturn is debilitated and in D10 chart Saturn is opposite Sun.
Thus both the Yoga planets are exceptionally afflicted and fails to offer any important or meaningful yoga effects.
_This yoga can operate only during the main or sub period of Venus and Saturn, but such periods are not available during the next two years._
_Thus practically no yoga effects are available directly._
_The second Dhana Yoga_is through conjunction of Sun and Mercury in the 10^th house from ascendant.
Mercury is weak and in his sign of debilitation.
Mercury is square to his dispositor planet, Jupiter who gets adverse aspect of Saturn.
Above all, Mercury is ahead of Sun, very adverse for making the yoga effective.
Mercury is also at the center of the nodal axis in D9 chart and is opposite Mars in D10 chart.
Sun is square to dispositor planet Jupiter and is in 6:8 locations from Saturn.
Sun is with Mars in Cancer and square to Saturn in D9 chart and is opposite Saturn in D10 chart.
_Thus this Yoga is not effective either._
Also main period of these two planets do not operate during the next two years.
The sub period of Mercury will _cover a very small part (from 04 Jul
2019 to 31 Dec 2019) _of the next two years.
_Overall within the next two years, these two yoga-s will not be practically effective for reasons given above._
*3. Principles on which Dhan-Yoga operates**:*
The 2^nd , 5^th , 9^th and the 11^th houses from ascendant or Moon control the growth of a person in terms of material wealth and also intellectual development.
The lord of the 2^nd house and the 11^th house are concerned with earning and accumulation of wealth.
Along with these two houses, the other houses to be reckoned with are the 5^th (investments) and the 9^th (fortune) houses which are known as the abodes of Lakshmi, the Goddess of wealth.
Additionally the 4^th house rules the area of landed property.
The inter-relationship of these houses, and their respective lords, ensure wealth and prosperity.
Planets simultaneously owning two wealth-giving houses become the prime indicators of wealth, the strongest indicator is the one that owns both the 2^nd and the 11^th houses and the next in order are the ones who own the 5th or the 9^th house.
Dhana yoga-s depend on the lord of the 2^nd house who determines wealth, while gains or in-flow of wealth (income) is to be judged from the 11^th house, gains through various investments or speculation from the 5^th house and sudden unexpected gains from the 9^th house (good fortune).
Vedic astrology considers the 2^nd house as the house of accumulated wealth, and the 11th as the house of gains, these lords associated with the lords of the 5^th and 9^th houses give rise to formidable Dhana yoga-s which if unblemished and formed by benefic planets promise much wealth.
Further the lords of the 1, 2, 5, 9 and 11^th houses, if associating mutually and favorably, cause Dhana yoga-s to arise, but only when the said yoga-s happen to connect with the lagna/Moon that more significant result are seen derived.
Besides the above there are also some more complicated planetary situations that produce yoga for wealth but they also bring in some form of negativity along with wealth.
*4. Influence of Sunapha and/or Anapha yoga for guidance for making use of Dhana Yoga:*
Two other important wealth related yoga-s namely Anapha and Sunapha, _often influence and guide in acting along the right path._
Anapha yoga is NOT presentin your chart since *no planet* is placed in the 2^nd house from Moon and therefore no inheritance of ancestral property may be possible for you.
Sunapha yoga is NOT presentin your chart as *no planet* is placed in the 12^th house from Moon.
This indicates that you may earn enough through your personal efforts either.
*5. How to best utilize Dhan-Yoga for success**:*
It is always the best, to NOT depend on any good yoga but to utilize its supports for maximum benefit.
This will imply that you must work very hard to earn better and hold on to the money that you earn.
Your natural intelligence and proficiency in any area of life is of high order.
But you may not get the full benefit of any Dhana Yoga, if you do not develop more self-control and avoid sudden emotive actions in the areas of earning or spending (Mars, 11^th house lord from ascendant is in 6^th house from ascendant, while 11^th house lord Mercury from Moon sign is in the 8^th house from Moon).
The basic extravagant trend of your nature (Rahu in the 12^th house from ascendant and other reasons as given above) must be curtailed if not entirely avoided.
Otherwise this will continue to affect your financial welfare and balance, too easily and will also disturb your physical vitality that is necessary for sustained earning and holding more money.
You will also often find that you get into much mental confusion and emotional imbalance along with weakness of health (Moon is at the center of the nodal axis in D1 birth chart, is conjunct with Rahu in D9 chart and gets aspect from Rahu in D10 chart).
Thus unevenness of feelings and thoughts will adversely affect your observation, interpretation and speech and action in all matters or events of life.
This emotional imbalance has to be banished by your own free will or at least reduced to the extent possible.
Otherwise these will often bring you to face a wall and your desires and ambitions will be strongly opposed or even defeated while you will lose your growth opportunities and lose your money through own folly and/or inimical actions of your parasitical friends.
Career and hence income/finance will be the area that will be most affected if you are not in full control of yourself.
Therefore your reactions need to be willfully moderated wherever and whenever possible.
Cooperate to get cooperation and always follow the path of give and take, and tolerance.
Very strictly shun investing in speculative areas and keep your social life away from your money.
Worship Goddess Lakshmi every day.
Chant “Om Namah Sivaya” as frequently as possible, the more the better.
Even silent chanting will do.
Avoid any wrong or unworthy or unfair action.
*7. Times in life when Dhan-Yoga effects would manifest**:*
The next two years of your life (till 31 Dec 2019) will be ruled by the main period of Moon and sub periods of Saturn till 03 Jul 2019 and then sub period of Mercury.
Thus the two Dhana yoga-s given above will operate during Saturn sub period (for Saturn-Venus yoga) and during sub period of Mercury during the Sun-Mercury yoga).
However the two yoga-s of Venus-Saturn and Sun-Mercury will act quite ineffectively and cannot really come into play in these years while the Anapha yoga/Sunapha yoga are absent.
Instead of real Dhana yoga effects, you are expected to get good projects at work during 2018 and 2019 and some good rise in income (all by virtue of support from transit Jupiter) and these hikes may be more than what you may estimate now.
With consistently disciplined hard work and good professional attitude and careful handling of money, the good effects of overall chart and of transit Jupiter, the very limited/restricted effects of the yoga-s may tend to become more fruitful and significant at the present stage and also during the future periods of your life.
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